20+
Years Training
5,000+
Graduates
15+
Courses Available
100%
Online Flexible
TOID
90720
4 Simple Steps to Enrol with VET Student Loans
Getting started is easier than you think. Follow these four steps to begin your career journey without any upfront costs.
Choose Your Course
Browse our VET Student Loan eligible courses and find the qualification that aligns with your career goals.
Check Eligibility
Confirm you meet the eligibility criteria — our enrolment team will guide you.
Apply for Your Loan
Apply through the Australian Government's myGov portal.
Start Studying!
Begin your course online with full support from expert trainers.
What Are VET Student Loans?
- ✓Australian Government-backed loan scheme for eligible VET courses
- ✓Covers tuition fees — pay back only when earning above threshold
- ✓Repayments made through Australian Tax Office
- ✓Approved VET Student Loans provider
- ✓If income never reaches threshold, you never repay
Your Future Starts Now — Not When You Can Afford It
VET Student Loans remove the financial barrier between you and a nationally recognised qualification.
Access quality training without the stress of upfront costs.
Basic Eligibility Requirements:
- ✓ Australian citizen or permanent humanitarian visa holder
- ✓ Enrolled in an eligible VET course
- ✓ Meet USI requirements
- ✓ Not previously received a VET loan for same unit
- ✓ Demonstrate genuine intent to complete course
VET Student Loan Eligible Qualifications
These nationally recognised courses are eligible for VET Student Loans — study now and repay later.
Certificate IV in Disability Support
Gain the skills and knowledge to support people living with disabilities in community and residential settings.
Learn More & EnrolCertificate IV in Mental Health
Develop expertise to provide mental health services, crisis support, and person-centred care.
Learn More & EnrolDiploma of Community Services
Lead and coordinate community services programs and support individuals and families.
Learn More & EnrolDiploma of Early Childhood Education & Care
Build advanced skills to work as an Early Childhood Teacher or Director in early learning centres, kindergartens, and family daycare
Learn More & EnrolDiploma of Mental Health
Advance your career in mental health with specialist skills in complex case management, therapeutic approaches, and team leadership.
Learn More & EnrolAdvanced Diploma of Community Sector Management
Step into senior leadership roles in the community sector with advanced management, governance, and strategic planning capabilities.
Learn More & EnrolTraining That Changes Lives Since 2001
Hammond Institute has been delivering nationally recognised training for over two decades. Here's why thousands of Australians choose us.
Nationally Recognised
All courses are AQF-accredited and recognised across every state and territory in Australia.
Expert Trainers
Learn from industry professionals with real-world experience and deep field knowledge.
100% Flexible
Study online at your own pace, around work, family, and your busy lifestyle.
Dedicated Support
After-hours student support to help you navigate personal, academic, and career challenges.
What Our Graduates Are Saying
Don't just take our word for it — hear from real Hammond Institute students about their experience.
Hammond Institute is the best place to study. I had an amazing learning journey. All staff members are very helpful and friendly. Trainers have a wealth of knowledge and are incredibly supportive.
Soniya Kakkar
Certificate IV in Disability SupportCompleting my Certificate IV in Disability was an enlightening journey! The course content was comprehensive, instructors were knowledgeable, and the practical experience provided invaluable insights. Highly recommended!
Yota Magoulas
Certificate IV in Disability SupportI had a really positive experience with Hammond Institute. My trainer presented a holistic approach to care as well as self-care, which I thought was excellent. Overall a great course with helpful support staff.
James Nixon
Certificate IV in Disability SupportReady to Study Now & Pay Later?
Join thousands of Australians who've launched their career with Hammond Institute — with no upfront fees through VET Student Loans.